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    HDFCLife Sanchay Review


    HDFCLife Sanchay offers guaranteed addition but return on investment is very low. Guaranteed addition comes with heavy cost. Policy provides flexible payment terms of 5, 8 and 10 years. Policy term can be between 15 to 25 years.

    HDFCLife Sanchay Review

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    HDFCLife Sanchay offers guaranteed addition but return on investment is very low. Guaranteed addition comes with heavy cost. Policy provides flexible payment terms of 5, 8 and 10 years. Policy term can be between 15 to 25 years.

    LIC's New Jeevan Anand: Review and Comparison with New endowment plan


    LIC’s New Jeevan Anand is also an extension of their famous Jeevan Anand plan, which offers death benefit even after policy terms expires. With little extra premium compared to Pure Endowment plan,  It combines features of both Endowment and Whole life plan.

    LIC's New Jeevan Anand: Review and Comparison with New endowment plan

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    LIC’s New Jeevan Anand is also an extension of their famous Jeevan Anand plan, which offers death benefit even after policy terms expires. With little extra premium compared to Pure Endowment plan,  It combines features of both Endowment and Whole life plan.

    Birla Sun Life Wealth Max: 2014



    BSLI Wealth Max is single Premium Unit linked Plan. It provides guaranteed addition of 0.25% of the average fund value. Apart from this, it offers all features that a typical ULIP provides. Minimum single premium is very high and policy is suitable for only those who have big money to invest.

    Birla Sun Life Wealth Max: 2014

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    BSLI Wealth Max is single Premium Unit linked Plan. It provides guaranteed addition of 0.25% of the average fund value. Apart from this, it offers all features that a typical ULIP provides. Minimum single premium is very high and policy is suitable for only those who have big money to invest.

    Birla Sun Life New Insurance Plans 2014


    Birla SunLife Re- launched five of its old plans after designing it according to new IRDA guidelines. Out of five products,  3 are Unit Linked Insurance plans. As per IRDA guidelines these plan are designed to provide better surrender value and higher life cover with respect to premium paid.

    Birla Sun Life New Insurance Plans 2014

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    Birla SunLife Re- launched five of its old plans after designing it according to new IRDA guidelines. Out of five products,  3 are Unit Linked Insurance plans. As per IRDA guidelines these plan are designed to provide better surrender value and higher life cover with respect to premium paid.

    AEGON Religare Guaranteed Growth Insurance Plan



    AEGON Religare Guaranteed Growth Insurance Plan has features similar to AEGON Religare iGuarantee Insurance Plan. The main difference between the two plans is the term. Unlike ARIIP, this plan is for term of 10 years, and with premium payment term of 8 years. Guaranteed payout is spreads for 8 years, which starts from the end of 10th year. The guaranteed payout would be 150% of premium paid.

    AEGON Religare Guaranteed Growth Insurance Plan

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    AEGON Religare Guaranteed Growth Insurance Plan has features similar to AEGON Religare iGuarantee Insurance Plan. The main difference between the two plans is the term. Unlike ARIIP, this plan is for term of 10 years, and with premium payment term of 8 years. Guaranteed payout is spreads for 8 years, which starts from the end of 10th year. The guaranteed payout would be 150% of premium paid.

    LIC’s New Bima Bachat: 2014


    LIC’s  New Bima Bachat(Plan No: 816)  is one among many single premium policies which off course gives liquidly but falls short when it comes to overall returns.  At the end of every three year, one will get a percentage of SA as survival benefit. Maturity will be premium paid + Loyalty addition .Policy is available for 9, 12, 15 year terms.

    LIC’s New Bima Bachat: 2014

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    LIC’s  New Bima Bachat(Plan No: 816)  is one among many single premium policies which off course gives liquidly but falls short when it comes to overall returns.  At the end of every three year, one will get a percentage of SA as survival benefit. Maturity will be premium paid + Loyalty addition .Policy is available for 9, 12, 15 year terms.

    AEGON Religare iGuarantee Insurance Plan


    Guaranteed return that too with an Insurance plan always comes with a cost. AEGON Religare iGuarantee Insurance Plan is very good example. It has very easy to understand rules. You pay premium for first six years and from the end of 6th year (or I would say beginning of 7th year) you will get 135% return on your premium paid. You will get it for next six years.

    AEGON Religare iGuarantee Insurance Plan

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    Guaranteed return that too with an Insurance plan always comes with a cost. AEGON Religare iGuarantee Insurance Plan is very good example. It has very easy to understand rules. You pay premium for first six years and from the end of 6th year (or I would say beginning of 7th year) you will get 135% return on your premium paid. You will get it for next six years.

    LIC’s New endowment plan 2014


    LIC’s New endowment plan (Table no 814) is nothing but it’s Old endowment plan re-packaged with new IRDA rules. LIC,  like private companies seems to be doing away with low SA policies. Minimum SA is Rs. 100000 now. It also offers accidental and disability rider.

    LIC’s New endowment plan 2014

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    LIC’s New endowment plan (Table no 814) is nothing but it’s Old endowment plan re-packaged with new IRDA rules. LIC,  like private companies seems to be doing away with low SA policies. Minimum SA is Rs. 100000 now. It also offers accidental and disability rider.

    LIC's Single Premium endowment Plan


    LIC has introduced Single Premium Endowment Plan. (Plan No:  817).  It offers rebate on higher sum assured. For low sum assured, return turns out to be very low. Higher the sum assured is, higher will be the maturity amount.  As plan also offers tax deduction on investment amount and tax exemption on maturity, it is good for someone who wants to invest with high sum assured. Returns on low sum assured is very low and should be avoided.  Your money will   be locked for entire tenure and surrender will bring down return considerably.

    LIC's Single Premium endowment Plan

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    LIC has introduced Single Premium Endowment Plan. (Plan No:  817).  It offers rebate on higher sum assured. For low sum assured, return turns out to be very low. Higher the sum assured is, higher will be the maturity amount.  As plan also offers tax deduction on investment amount and tax exemption on maturity, it is good for someone who wants to invest with high sum assured. Returns on low sum assured is very low and should be avoided.  Your money will   be locked for entire tenure and surrender will bring down return considerably.

    RBI Inflation Bonds now open till 31st March 2014

    Sensing the poor response, Inflation index bond got an extension from RBI.  New deadline is March 31st 2014. Earlier deadline was 31st Dec 2013.
    Here is my take on what Inflation bonds or Inflation Indexed National Savings Securities, are and who should invest.

    RBI Inflation Bonds now open till 31st March 2014

    Posted by Admin No comments

    Sensing the poor response, Inflation index bond got an extension from RBI.  New deadline is March 31st 2014. Earlier deadline was 31st Dec 2013.
    Here is my take on what Inflation bonds or Inflation Indexed National Savings Securities, are and who should invest.

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