Jeevan Astha: Most Popular post

Posted by Admin on 2

In last 12 days Google sent on average 50 searches to my blog related to LIC’s “Jeevan Astha” daily. This has made it most popular article on my blog.

So here comes a quick index for those who missed it.

“Jeevan Astha” is a kind of Guaranteed Return Endowment plan. Read out what exactly they are and what are its advantages over NSC, PPF and Tax Saver FD.


It must be noted while purchasing “Jeevan Astha” that 9% and 10% return as explained by many consultants is actually on Maturity Sum Assured and is not compounding.

For e.g. If your Maturity Sum assured is Rs. 50,000 then each year for a 10 year term Rs. 5000 is credited as a Guaranteed addition; The amount is not compounding which means next year even if your balance is Rs. 55,000, GA would be based on MSA which is Rs. 50,000.

Because of this actual return is 7% to 8%.

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Anonymous said...

Do you have the link to the form or scanned copy of form. Appreciate if u can share

Bhargav said...

Please ask any LIC consultant he will provide you the same.

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