ULIP: Most popular Insurance product.

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Out of 115 people participated in the poll 43(or 37%) have voted for ULIP as their preferred insurance product.

Endowment products (19 votes) came second and pension plans (18 votes) are the third most preferred insurance plan, term plans (16 votes) left out as 4th preferred.

This shows that people prefer to get their money back instead of term insurance plans which pays nothing on maturity.

ULIP plans are ahead by margin of more than double then traditional products and there are many advantages of ULIP plans over traditional plans.

However many people criticize ULIP for its various charges and lack of clarity.

But while buying if you look into the various charges and follow other checklist ULIP plans are as simple as mutual funds and above all flexible then other traditional insurance plans.

I am starting a new poll on ULIP from this week, please vote as what makes you opt for ULIP.

Also would like to suggest you all to go through various ULIP articles published here before choosing any ULIP products.

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