Bharti AXA Life Bright Stars PLUS: With a jumpstart bonus

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Bharti AXA Life Bright Stars PLUS is A regular child ULIP policy with an additional feature of addition of jumpstart bonus between 5 – 7%.


· Choose policy term from 7,10,15,20,25 years.

· Depending on your risk profile select investment fund.

· Sum Assured would be equal to

o 7/10 Years : 5 times Annual Premium.

o 15 Years: 8 times Annual premium.

o 20/25 years: 10 times Annual Premium.

· On Death: Sum Assured paid to nominee.

o Future premium paid by Insurer.

o Policy continue with all maturity benefit.

· JumpStart benefit (which is average policy fund.)is added to policy as below .

o 7/10 years: 5% on maturity.

o 15 years term: 7% On maturity.

o 20/25 Years Term: 7%, 5 years before maturity.

· Premium can be decreased after 2nd Policy year.

Premium Allocation Charge During first policy year for lower premium band of below 1 Lac rupees is as high 50% for a term of 25 years.

This plan is in the same league of high charging ULIP plan,

A very high allocation charge will left you with only 50% of your amount getting invested so even before your money starts compounding it has lost 50% of it’s value!.

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