Birla Sun Life New Insurance Plans 2014

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Birla SunLife Re- launched five of its old plans after designing it according to new IRDA guidelines. Out of five products,  3 are Unit Linked Insurance plans. As per IRDA guidelines these plan are designed to provide better surrender value and higher life cover with respect to premium paid.


Wealth Max is single premium ulip with term 7, 10 and 15 years. Minimum single premium is Rs. 100000 for 10 and 15-year term and Rs. 500000 for term 7 years.

Wealth Secure is limited term payment ULIP with terms between 5 to 30 years. Plan offers insurance cover for whole life.

Empower Pension Plan is pension cum ULIP product with regular premium payment term.

Other two plans are Vision Endowment and Vision Life Income Plan, which are traditional endowment and whole life plan respectively.

I will try to provide plan review in coming days.

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